CorePlus3

RiskMedium
Suggested term5 years

A diversified portfolio of securities across both defensive assets such as Cash and Fixed Interest Securities and growth assets such as Australian Equities, Property and International Equities with an emphasis on growth assets over defensive assets.

CorePlus3

Portfolios

Portfolio Description

A diversified portfolio of securities across both defensive assets such as Cash and Fixed Interest Securities and growth assets such as Australian Equities, Property and International Equities with an emphasis on growth assets over defensive assets.

The mix and allocation between defensive and growth assets will vary according to market conditions.

Investment Objective

To provide moderate to high total returns over the medium term from a combination of income and capital growth through exposure to a diversified portfolio of investments over the investment timeframe.

Performance Objective

To outperform the Intra-Quarter Consumer Price Index (CPI) by at least 3% over the minimum investment timeframe.

Significant Risks

  1. Volatility and price fluctuation; Understand and accept the risk of valuation fluctuations particularly over periods less than the minimum investment timeframe and that capital preservation is not guaranteed. I.e.; The value of the investment may fluctuate or fall within the period of the suggested minimum investment timeframe.
  2. Liquidity; Understand that withdrawals from this Portfolio may be delayed due to the fixed terms of maturity for some fixed interest investments such as term deposits, and managed funds.
  3. Interest Rates; Understand that in some circumstances some underlying assets may fall in value due to changes in prevailing interest rates.
  4. Currency; Understand that the portfolio may have exposure to international assets and securities which may be subject to foreign currency exposure.

Breakdown

Defensive / Growth Portfolio Allocation

Portfolio AllocationAllocation RangeIndicative Allocation
Defensive20 - 70%28%
Growth30 - 80%72%

Asset Class Allocation

Asset Class AllocationAsset Class RangeIndicative Allocation
Australian Equities15 - 60%26%
Property0 - 20%0%
International Equities15 - 40%28%
Fixed Interest15 - 50%22%
Alternative Investments0 - 45%18%
Cash5 - 100%6%

Download our financial services guide:

Financial Services Guide

2023 © Core Wealth Advisors Pty Ltd.

Core Wealth Advisors Pty Ltd (ABN 21 623 746 430) are an authorised representative of Core Advisor Group Pty Ltd (ABN 19 109 451 916) which holds an Australian Financial Licence (No: 281394) and is a Registered Life Insurance Broker.

Past performance is not an indication of future performance. In preparing this content, individual circumstances, for example tax implications, have not been taken into account and it may, therefore, not be applicable to an individual’s situation. Before making an investment decision, you should consider your circumstances and whether the information is applicable to your situation, personal objectives and circumstances.

As this information (including the statements on taxation which are of a general nature only and based on current laws, rulings and interpretation) has been prepared without considering your objectives, financial situation or needs, it is not to be considered as advice; you should, before acting on this information, consider its appropriateness to your circumstances, objectives, financial situation or needs.