CorePlus Income

RiskLow
Suggested term2 years

A diversified portfolio of securities exposed predominantly to defensive assets, such as Cash and Fixed Interest assets including mortgage securities.

CorePlus Income

Portfolios

Portfolio Description

A diversified portfolio of securities exposed predominantly to defensive assets, such as Cash and Fixed Interest assets including mortgage securities.

Exposure to growth assets such as Australian Equities and Property may also occur. The mix of defensive and growth assets and the allocation between defensive and growth assets will vary according to market conditions.

The Portfolio is managed based on the assumption that income is prioritised over capital growth.

Investment Objective

To provide moderate levels of income and relatively stable returns over the investment timeframe through exposure to a diversified portfolio of investments with an emphasis on income producing assets.

Performance Objective

To outperform the RBA Cash Rate by at least 2% over the minimum investment timeframe.

Significant Risks

  1. Volatility and price fluctuation; Understand and accept the risk of price fluctuations particularly over periods less than the minimum investment timeframe and that capital preservation is not guaranteed. I.e.; The value of the investment may fluctuate or fall within the period of the suggested minimum investment timeframe.
  2. Liquidity; Understand that withdrawals from this Portfolio may be delayed due to the fixed terms of maturity for some fixed interest investments such as term deposits, mortgages and managed funds.
  3. Interest Rates; Understand that in some circumstances some underlying assets may fall in value due to changes in prevailing interest rates.

Breakdown

Defensive / Growth Portfolio Allocation

Portfolio AllocationAllocation RangeIndicative Allocation
Defensive40 - 100%60%
Growth0 - 60%40%

Asset Class Allocation

Asset Class AllocationAsset Class RangeIndicative Allocation
Australian Equities0 - 20%10%
Property0 - 40%30%
International Equities0 - 10%0%
Fixed Interest30 - 98%38%
Alternative Investments0 - 35%0%
Cash10 - 100%22%

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Core Wealth Advisors Pty Ltd (ABN 21 623 746 430) are an authorised representative of Core Advisor Group Pty Ltd (ABN 19 109 451 916) which holds an Australian Financial Licence (No: 281394) and is a Registered Life Insurance Broker.

Past performance is not an indication of future performance. In preparing this content, individual circumstances, for example tax implications, have not been taken into account and it may, therefore, not be applicable to an individual’s situation. Before making an investment decision, you should consider your circumstances and whether the information is applicable to your situation, personal objectives and circumstances.

As this information (including the statements on taxation which are of a general nature only and based on current laws, rulings and interpretation) has been prepared without considering your objectives, financial situation or needs, it is not to be considered as advice; you should, before acting on this information, consider its appropriateness to your circumstances, objectives, financial situation or needs.