CorePlus2

RiskLow
Suggested term4 years

A diversified portfolio of securities across both defensive assets, such as Cash and Fixed Interest Securities, and growth assets such as Australian Equities, Property and International Equities.

Portfolio Description

A diversified portfolio of securities across both defensive assets, such as Cash and Fixed Interest Securities, and growth assets such as Australian Equities, Property and International Equities.

The mix and allocation between defensive and growth assets will vary according to market conditions.

Investment Objective

To provide relatively stable total returns over the short to medium term from a combination of income and capital growth, through exposure to a diversified portfolio of investments over the investment timeframe.

Performance Objective

To outperform the Intra-Quarter Consumer Price Index (CPI) by at least 2% over the minimum investment timeframe.

Significant Risks

  1. Volatility and price fluctuation; Understand and accept the risk of valuation fluctuations particularly over periods less than the minimum investment timeframe and that capital preservation is not guaranteed. I.e.; The value of the investment may fluctuate or fall within the period of the suggested minimum investment timeframe.
  2. Liquidity; Understand that withdrawals from this Portfolio may be delayed due to the fixed terms of maturity for some fixed interest investments such as term deposits and managed funds.
  3. Interest Rates; Understand that in some circumstances some underlying assets may fall in value due to changes in prevailing interest rates. Currency; Understand that the portfolio may have exposure to international assets and securities which may be subject to foreign currency exposure.

Breakdown

Defensive / Growth Portfolio Allocation

Portfolio AllocationAllocation RangeIndicative Allocation
Defensive40 - 100%65%
Growth0 - 60%35%

Asset Class Allocation

Asset Class AllocationAsset Class RangeIndicative Allocation
Australian Equities0 - 30%11%
Property0 - 20%0%
International Equities0 - 30%12%
Fixed Interest30 - 65%50%
Alternative Investments0 - 45%12%
Cash10 - 100%15%