Personal & Business Financial Planning

Insurance

Business Succession Planning

Retirement Planning

Personal & Business Financial Planning

The financial planning process does not need to be complicated. CAG’s focus is upon helping people understand their financial needs and providing solutions through building a professional relationship based on trust, confidentiality and communication.

We can assist you with professional strategies for your financial planning and wealth creation requirements.  CAG’s process provides you with specific or comprehensive financial advice which will be delivered to you in an easy to manage and easy to understand portfolio of investments tailored to your needs.

Our aim is to provide our clients with tax effective investment strategies which enable the realisation of your lifestyle requirements through maximising investment returns with ease of management.

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Insurance

CAG can assist you with complete protection using specialised insurance strategies designed to provide you and your family with financial peace of mind, should the unexpected happen.

Our strategies provide you with a source of long term capital and income to safeguard you and your family from premature death or should you become disabled through accident or illness.

Our process takes you from implementation of advice through to the completion of a claim.

As Life Insurance Brokers we have the enviable position of being able to offer many different researched products from all of the major financial institutions, ensuring that the cover you have is the most appropriate for your needs.

Types of Insurance Cover we offer:

	Life Insurance
	Total & Permanent Disability
	Trauma
	Income Protection
	Business Overheads Cover

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Business Succession Planning / Key Person Cover

CAG offers intelligent advice and insurance structures to ensure the smooth continuity of your business in the event of the disablement, death or retirement of shareholders or partners.

CAG can create plans to safeguard your business should a key employee die or become disabled. Structured and formalised business cover arrangements will assist in minimising the impact of possible disruptions to your businesses efficiency and earning capacity.

CAG have several associations with specialist professional groups who will assist you when Legal Advice and Accounting requirements arise during the process to provide a comprehensive Business Succession Planning strategy.

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Retirement Planning

CAG develop tax effective and cost efficient superannuation strategies to maximise benefits for individuals and employees in order to assist in achieving a comfortable lifestyle in retirement.

To help you successfully retire and enjoy the lifestyle you deserve our financial strategies focus upon the efficient accumulation of retirement funds which are reviewed on a regular basis.

We believe that it is as equally important to maintain your income requirements once you retire as it is to plan for the funding of your retirement whilst working.

CAG’s tailored Pension and Annuity strategies maximise income levels, provide financial flexibility and generate tax efficiencies via the development, implementation and regular review of effective retirement structures.

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